Emergency medical coverage in travel insurance can work in conjunction with your existing health insurance or act as a primary coverage option while you are traveling. It helps to reimburse the cost of emergency medical care that you may require while you are away from home.

Having emergency medical coverage in travel insurance can provide peace of mind and financial protection in case of unexpected medical emergencies while you are traveling. It is especially important when traveling to countries where healthcare costs are high or where your regular health insurance may not provide coverage.